Cost of abortion in NJ by weeks

Costs for Medical & Surgical Abortion in NJ

If you are thinking about terminating your pregnancy, you may be wondering about the out-of-pocket financial costs for an abortion. In New Jersey, the prices rise as the weeks go by. An early step that many clinics will recommend is an ultrasound.1 This expensive test answers three important questions before your procedure begins.
  1. Is the pregnancy viable: 10 – 25% of recognized pregnancies end in miscarriage2
  2. How far along you are: fetal age determines which procedures are available. Prices increase with the gestational age (in weeks) of the pregnancy
  3. Is this an ectopic pregnancy: did the embryo implant outside of your uterus
Financial Cost of Abortion in NJ after Insurance

Abortion Cost in NJ & Insurance

Your health insurance plan may cover abortion – with notable exceptions. Every plan has member cost-sharing features. The patient is responsible for paying all charges not covered by your health plan.

  • Deductible
  • Copayments
  • Co-insurance
  • Out-of-network charges

Remember, in addition to the providers’ charges, other medical services are also needed— additional charges may incur from sonograms, blood tests, prescription medications and anesthesia.

Financial Cost of Abortion 4 to 10 weeks is $350 - $800

Abortion prices in New Jersey and across the country increase in proportion to the gestational age of the pregnancy. Medical professionals measure fetal age by calculating LMP – the number of weeks since the first day of your last menstrual period.

4 – 10 Weeks LMP

The cost of the abortion pill ranges up to $800.3 The abortion pill is a prescription drug and can only be prescribed during the 4th week through the 10th week of your pregnancy. Once you have passed the tenth week, the pill is no longer an option.

The average cost of a surgical procedure during this period is $350 at a clinic and $500 at a doctor’s office.4

Financial Cost of Abortion 11 to 24 Weeks is $700 - $1,500

11 – 24 Weeks LMP

Since a medical abortion (the abortion pill) is no longer an option after the 10th week, abortion during the 11th through 24th weeks of your pregnancy must be done as a surgical procedure. Several external sources report on the average price of abortions across the country. Factor in the unique New Jersey requirements to these averages to estimate what the provider may ultimately charge.

  • 16 weeks LMP: $650  – $7004
  • 20 + weeks LMP: $1,5005
After 14 Weeks LMP

After 14 weeks pregnant6, New Jersey law dictates that 2nd-trimester abortions must be performed in a licensed hospital or done using a D&E surgical procedure.

Therefore, the charges for the hospitalization and medical procedures used will be higher when this requirement applies. Inpatient facilities such as hospitals have much higher charges than clinics or doctor’s offices.

After 18 Weeks

After 18 weeks pregnant6, New Jersey law then requires that the doctor must have admitting and surgical privileges within 20 minutes’ driving time of the hospital facility. If the number of physicians performing abortions is limited, the charges may be higher.

Sources Cited in this Article

Below are the sources of information in this article dated December 2016

1NJ clinics recommending ultrasound before abortion

2Pregnancies ending in miscarriage

3Abortion pill costs

4Costs at 10 & 16 weeks

5Costs at 20 + weeks

6NJ Insurance Laws

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